Financial wellbeing resources

Helping employees reduce financial stress

In today’s workplace, financial stress is more than a personal issue, it’s a business concern. Research shows that employees experiencing financial strain are significantly more likely to report lower productivity, increased absenteeism, and heightened mental health challenges. Financially stressed employees are five times more likely to be distracted at work, and they miss nearly twice as many days annually compared to their peers.¹ Additionally, 42% of U.S. adults say money negatively impacts their mental health.¹

At UnitedHealthcare Global, we believe that supporting financial wellbeing is essential to helping foster a healthier, more resilient workforce. That’s why we offer a comprehensive financial wellness program as part of our benefits package, in addition to a complete emotional wellbeing suite, available to employees in 35 countries.

This global resource includes:

• Personalized financial assessments to help individuals understand their financial health
• Real-time coaching for everyday financial decisions and long-term planning 
• Region-specific educational tools, available in local languages and currencies 

For those seeking deeper support, optional unlimited coaching is available in over 45 countries, offering expert guidance on budgeting, debt management, retirement planning, and more.

Financial wellbeing isn’t just about numbers—it’s about confidence, clarity, and control. By helping employees build financial literacy and reduce stress, organizations can help unlock greater engagement, retention, and overall wellbeing.

Sources:

1 - TIAA Institute. “TIAA Institute report finds ties between financial stress and mental health”.  https://www.tiaa.org/public/institute/about/news/tiaa-institute-report-finds-ties-between-financial-stress-and-mental-health.